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Merchant Category Code (MCC): Everything you need to know
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Merchant Category Code (MCC): Everything you need to know

If you accept credit and debit card payments, understanding your Merchant Category Code (MCC) is essential. MCC codes affect your transaction fees, risk profile, reporting obligations, and even your eligibility with payment processors and acquiring banks. This guide breaks down everything you need to know about MCCs, including how they’re assigned, why they matter, and tips for accurate classification.

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What is the 3DS 2.0 protocol and how does it work?
9 minutes

What is the 3DS 2.0 protocol and how does it work?

Visa Chargeback Monitoring Program
3 minutes

Visa Chargeback Monitoring Program

Stripe terminated your merchant account? Here is why it happened and what you have to do now.
4 minutes

Stripe terminated your merchant account? Here is why it happened and what you have to do now.

The newest chargeback trends in e-commerce
1 minute

The newest chargeback trends in e-commerce

The benefits of Verifi’s Compelling Evidence 3.0 in settling pre-disputes
3 minutes

The benefits of Verifi’s Compelling Evidence 3.0 in settling pre-disputes

Stripe Alternatives: Opening a Merchant Account
5 minutes

Stripe Alternatives: Opening a Merchant Account

Protecting Your Business: Combatting Card Fraud in Ecommerce
1 minute

Protecting Your Business: Combatting Card Fraud in Ecommerce

Understanding Credit Card Processing: Essential Insights for High-Risk and Standard Businesses
5 minutes

Understanding Credit Card Processing: Essential Insights for High-Risk and Standard Businesses

Rolling Reserve Merchant Account
2 minutes

Rolling Reserve Merchant Account

Rapid Dispute Resolution (RDR)
3 minutes

Rapid Dispute Resolution (RDR)

Prepaid cards often have lower approval performance
3 minutes

Prepaid cards often have lower approval performance

Payment Facilitators vs. ISOs
10 minutes

Payment Facilitators vs. ISOs

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From Direct Carrier Billing To Credit Cards
47 minutes

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Disclaimer:  eFlow acts as an independent contractor, promoting the services of acquiring banks and payment service providers. Our role is limited to introducing prospective merchants and referring business opportunities. We do not represent or act as an agent of any financial institution, and we do not have authority to bind, negotiate, or commit any third party to any contractual agreement. All decisions regarding the establishment of merchant relationships, including approval, onboarding, and contractual engagement, are made solely at the discretion of the acquiring bank or payment provider. Referral fees may be paid to us in accordance with our agreements, but this does not alter our independent status or create any agency or partnership relationship.

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