High Risk Payment Solutions
Our team of payment experts provides merchant accounts and chargeback prevention solutions to online merchants and more specifically to high risk businesses.
Accept online payments without headaches, and focus on growing your business.
20+
Partners around the globe,
including Visa and Mastercard
15K+
Chargebacks avoided
per month
1K+
High Risk Merchant
accounts opened
Struggling to open or maintain your Merchant Account?
Online merchants are often facing challenges to get approved by payment processors because their activity is not supported, their business model is percieved as too risky, their company structure is too complex, or they navigate in a highly regulated environment.
Discover our Services
High Risk Merchant Account
Open a merchant account with our network of 20+ acquiring banks globally. eFlow Processing connects you with the right financial institution and ensures a fast and efficient onboarding process.
Chargeback Protection
Protect your business against chargebacks with eFlow Secure. Our solution prevents disputes and fraud before they hurt you.
High Risk Payment solutions tailored to your needs.
eFlow is a one-stop-shop for high risk merchants to accept payments online.
Scale your business
Focus on growth without worrying about account closures and disruptions.
Maximize your revenues
Optimize your performance, deal with the right acquirers and get access to personalized solutions fitting your needs.
Keep your peace of mind
Our dedicated team of experts help you navigate the complex world of payments with simplicity.
Seamless integration
eFlow connects effortlessly with trusted providers
What our clients are saying
Trusted by online merchants worldwide
“I've been working with eFlow for just over a year, and I couldn't be more pleased with the experience. The customer service is exceptional, with a team that's always ready to provide direct and personalized support whenever we need it.
Their dispute prevention services have been a game-changer for us, helping to significantly reduce our dispute ratio, which has been crucial for maintaining our business's health. eFlow also offers a wide range of solutions for high-risk payment processing, which has allowed us to scale and optimize our operations. ...”
“For nearly a year, our collaboration with eFlow Processing has been consistently enjoyable. Benji and his team have impressed us from the outset with their expertise and proactive approach.
Their swift communication and thoroughness make them a great choice for anyone considering working with them.”
Why should you choose eFlow ?
Expertise
Our team of payment experts has a solid experience in high risk. We previously held key roles in the Risk & Sales departments of a leading Acquiring Bank.
Network
Our wide network of trusted Acquiring Bank partners ensures we provide the most effective payment solutions tailored to your specific needs.
Transparency
Our approach is fully tranparent, with our commission already included in the fees charged by the Acquirer.
Frequently asked questions
It takes between 1 and 3 weeks in average. Having a complete KYC package and a compliant website will considerably speed up the process.
We help businesses from all kinds, and more specifically hard-to-underwrite merchants who face challenges getting approved by traditional payment processors.
Yes, we do. Our payment experts have many years of experience dealing with industries such as adult entertainment, nutraceuticals, dropshipping, digital goods and recurring billing.
To determine if your business is considered High Risk, Visa and Mastercard classify merchants using a Merchant Category Code (MCC). Each business is assigned an MCC based on the type of goods or services it provides. Some industries and businesses fall into categories that are labeled as "high risk" by these payment networks due to factors such as high chargeback rates, regulatory scrutiny, or the nature of the products offered. There is an official list of MCC codes that Visa and Mastercard consider high risk. These include industries like adult entertainment, online gaming, travel agencies, subscription services, and certain financial services. If your business falls under one of these MCC codes, it will be categorized as high risk. If you're unsure about your MCC or whether your business is high risk, we can help review your business model and guide you through the process. Feel free to consult our blog post about high risk mcc codes for more information.
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Get started with eFlow today