Find the right
Payment Partner
We connect online merchants with payment service providers worldwide,
and offer software to help manage chargebacks.
20+
Partners around the globe
500K+
Early alerts to help reduce chargebacks
50+
Yearly of combined experience
Struggling to open or maintain your Merchant Account?
Online merchants are often facing challenges to get approved by payment processors because their activity is not supported, their business model is percieved as too risky, their company structure is too complex, or they navigate in a highly regulated environment.
Discover our Services
Merchant Account
Get introduced to acquiring banks and payment service providers aligned with your business model. We connect online merchants with trusted financial partners worldwide and help facilitate a smooth introduction process.
Chargeback Protection
Stay ahead of chargebacks with early alerts and insights. eFlow Secure helps merchants identify potential disputes and take action through their payment provider. All actions, including refunds, are initiated and executed by the merchant through their payment provider.
We match online merchants with trusted payment partners
We help you connect with acquiring banks and payment service providers aligned with your business.
Scale your business
Focus on growth while working with payment partners aligned with your business.
Maximize your revenues
Access payment partners and solutions that support your performance and growth.
Keep your peace of mind
Our team helps you navigate payment options with clarity and simplicity.
Connect with payment partners seamlessly
Access a wide range of payment methods through trusted providers.
What our clients are saying
Trusted by online merchants worldwide
Why choose eFlow?
Expertise
Our team brings hands-on experience from the payments ecosystem, including acquiring banks and related environments.
Network
Our network of acquiring banks and payment partners enables us to connect you with solutions tailored to your business.
Transparency
We introduce you to payment providers. All agreements are concluded directly between you and the selected provider.
Book a free 15 min call
Speak with our team to understand your needs and explore the right payment partners for your business.
Submit your application
Complete a short form so we can connect you with payment partners aligned with your business.
Explore our MCC glossary now
Browse the Merchant Category Code (MCC) database to discover what they mean for your business.
Money 2020
June 2-4
Amsterdam
Frequently asked questions
It typically takes between 1 and 3 weeks. Having a complete KYC package and a compliant website can help speed up the process.
As part of the onboarding process, the acquiring bank or payment service provider will conduct due diligence, including reviewing your website, financial history, and business model.
To proceed, you will need to provide KYC (Know Your Customer) documentation required by the selected provider.
We work with a wide range of businesses, including those that may face challenges getting approved by traditional payment providers.
Our team has experience working with industries such as adult entertainment, nutraceuticals, dropshipping, digital goods, and subscription-based models.
Our partners are regulated financial institutions, such as acquiring banks and payment service providers.
Payment services and technical integrations are provided directly by these institutions or through certified third-party providers.
Visa and Mastercard classify merchants using Merchant Category Codes (MCC), based on the type of goods or services offered.
Some industries are considered “high risk” due to factors such as chargeback rates, regulatory considerations, or product type.
If your business falls into one of these categories, it may be classified as high risk by payment providers.
If you're unsure, we can help you assess your business profile and understand how it may be viewed by potential partners.
All decisions regarding acceptance, onboarding, and contracting are made solely by the acquiring bank or payment service provider.
eFlow does not participate in or influence approval decisions. Each financial institution applies its own risk and compliance criteria.
Our role is limited to introducing merchants, and we do not guarantee approval or influence outcomes.
Have a look at our resources hub
Get started with eFlow today